It doesn’t matter if you’re a contractor or a captive, the economy sucks right now. There’s a very real chance that you may find yourself out of work or underemployed. Maybe it’s only a sub-prime mortgage that’s nailed your finances, maybe your property taxes have gone up, maybe your car’s died. Maybe you aren’t actually in debt but you don’t have any savings and you feel like you’re riding on the edge of disaster. No matter, you’re suddenly looking at a lot of debts and not enough money to cover them.
Almost everyone I know has been there. I’ve been there. It’s no fun. But I am fortunate enough to have survived this and I want to pass on a few tips to you about things you can do to weather the storm with your stomach lining intact.