What to do when you’re running out of money (tips #14 and #15)

Tip #14. Do what you can to maintain your health insurance and your disability insurance.

Unexpected health expenses can sink you faster than anything else you’re likely to run into. Even if you can’t afford general health care, consider an inexpensive high-deductible catastrophic coverage policy for things like auto accidents. Also have some kind of disability insurance if you can: 30-50% of all home foreclosures are the direct result of an underinsured disability.

Tip #15. Exercise!

You can’t really avoid stress when you’re looking for work, but nothing busts stress like exercise. Even walking half an hour a day will do wonders for your health. And getting off your butt will provide a mental break from staring fixedly at the computer all day.

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